Welcome to ING Vysya Bank Home Loan Bangalore

ING Vysya Bank offers home loan for constructing a house, purchasing a house/flat, or refinancing existing loans. It provides various benefits to its customers like competitive interest rates; longer tenure and higher loan amount so that its customers can realize their dreams of owning a home.

Features and Benefits of ING Vysya Bank Home Loan Bangalore

• ING Vysya offers attractive interest rates. The interest rates are floating rates linked to ING Vysya Base Rate
• The bank funds up to 80% of the cost of property
• The loan tenure is maximum up to 20 years with flexible repayment options
• There are NIL charges part pre-payments for variable rate home loan. The Bank charges 2% of the outstanding principal for fixed rate of home loan if the customer closes the loan within the fixed rate period

Advantages of applying for ING Vysya Home Loan via Home Loan Bnaglaore

Home Loan Bangalore.com has partnered with ING Vysya Bank to provide easy and quick home loan to its customers.

• Our website, Home Loan Bangalore.com has updated features of home loan provided by ING Vysya Bank and other major banks. The loan seekers get to compare the various features of different banks and can take decisions accordingly. We also provide an updated table with the interest rates and other fees charged by the major banks so that the borrowers can choose the cheapest options.
• At Home Loan Bangalore.com, our team of experts provides advisory services to its customers so that they can choose the home loan scheme according to their requirements and repayment capacity.
• We also take care of the entire documentation process for our customers so that they don’t get hassled standing in the long queues in the banks.

Eligibility for ING Vysya Home Loan in Bangalore - Salaried

• The loan seekers should be aged 23 and above at the time of application and not more than 60 years or the age of retirement whichever is earlier , at the time of maturity of the loan
• The minimum annual income should be at least Rs.2 Lakhs

Eligibility for ING Vysya Home Loan in Bangalore - Self-employed Professionals and Businessmen

• • The borrower should be aged above 25 years; and aged below 65 years, at loan maturity
• • The minimum annual income
  • For self employed Professionals is Rs.1 Lakh
  • o For self employed Businessman is Rs.1.5 Lakhs

Documents Required for ING Vysya Home Loan in Bangalore - Salaried

• Application form with attested photograph
• Identification proof
• Signature proof
• Address Proof
• Proof of date of birth
• Last 3 months’ pay slip duly authenticated by the employer
• Form 16 with clear computation of income
• Bank Statements for the last 6 months
• Loan account statements for existing loans

Documents Required for ING Vysya Home Loan in Bangalore - Self Employed

• Application form with attested photograph
• Identification proof
• Signature proof
• Address Proof
• Proof of date of birth
• Income Tax Returns for the last 3 years duly certified by a CA
• Certified copies of last 3 years audited Balance Sheet and Profit& Loss Account
• Bank account statements for last 6 months
• Loan account statements for last 6 months
• Partnership Deed in case of a partnership, AOA and MOA incase of private limited company

ING Vysya also requires a list of property documents for legal clearance