Welcome to Kotak Bank Home Loan Bangalore
Kotak Mahindra Bank offers customized home loan services to its customers. Quality service, its ability to understand each customer’s needs and provide them home loan accordingly differentiates Kotak Mahindra Bank from other major banks providing home loan in India.
Features and Benefits of Kotak Bank Home Loan Bangalore
- Kotak Mahindra Bank offers competitive interest rates
- It provides higher eligibility for businessmen
- The loan seekers can borrow up to 80% of the cost of property as home loan
- Insurance options to cover the home loans at attractive premium
- The loan disbursement procedure at Kotak Mahindra Bank is simple and convenient
- It offer home loan for a longer tenure. The loan can taken for up to 20 years
Advantages of applying for Kotak Mahindra Home Loan via Home Loan Bangalore
Home Loan Bangalore has partnered with Kotak Mahindra Bank to provide home loan to its customers. We offer convenient and quick loan procedure to the loan seekers.
- Our website Home Loan Bangalore .com provides updated features and benefits of Kotak Mahindra Home loan. The loan seekers can conveniently compare the features and benefits offered by other banks for home loan and choose the best deals.
- Our website Home Loan Banaglore.com also provides updated interest rates and other fees charged by Kotak Mahindra Bank and various others bank. This makes it very simple for the loan seekers to compare the rates and choose the cheapest option.
- Home Loan Bangalore.com takes care of the entire documentation process for its customers. The customers just need to reach out to us for applying for the loan and we handle the whole loan procedure from start to end till the loan amount is disbursed.
- Our team of experts has in depth knowledge of the home loan features offered by various banks. So our customers also get the advisory services from us as to which home loan to choose.
Kotak Bank Home Loan Eligibility
The Repayment capacity of an individual decides the amount one can borrow. Foe the Salaried Kotak Mahindra Bank takes into account factors like income, age, qualifications, assets, liability, and income of the spouse, savings history and stability and the continuity of the occupation to decide the repayment capacity of the salaried individual.
For self employed, Kotak Mahindra Bank checks the Profit and Loss Account for last 3 years and the Audited Balance Sheet to check the repayment capacity.
Required Documents for Kotak Bank Home Loan
- Application Form with attested photograph
- Income proof and banking details
- Identity proof
- Proof of educational qualifications
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