Welcome to PNB Housing Finance Home Loan Bangalore

PNB Housing Finance Limited (PNBHFL) offers complete home loan solutions to the loan seekers. With its branches spread across the country, easy loan application procedure, expert services and mark to market credit policies PNBHFL is one of the best banks for home loan.

Features and Benefits of PNB Housing Finance Home Loan Bangalore

• Attractive interest rates
  • PNBHFL offer wide range of home loan products like Home Purchase Loan, Home Construction Loan, Home Extension Loan, Home Improvement Loan, and Plot Loans.
  • It provides facility of enhancement of loan amount in the event of escalations in costs.
  • PNBHFL offers attractive interest rates for home loan

    Floating rate of interest

    • For Salaried /self employed professionals the interest rate is in the range of 10.50%-11.25% for loan up to Rs.75 Lakhs. For loan amount above Rs.75 lakhs the interest is the range of 10.75%-11.50%.
    • For Self employed Non- professionals the interest rate is in the range of 10.75%-11.25% for loan amount up to Rs.75 lakhs. For loan amount above Rs. 75 lakhs the interest rate is in the range of 11.00%-11.50%

    Fixed rate of interest: PNBHFL offers 3 years, 5 years and 10 years fixed interest rate schemes. The rate of interest depends on the number of year’s scheme, the occupation of the individual and the loan amount. However the interest rates are in the range of 10.50%-11.50%.

• PNBHFL provides higher loan amount as home loan:
  • o For loan amount up to Rs. 75lakhs, the loan amount is 80% of the market value of the property
  • o For loan amount above Rs. 75 Lakhs, the loan amount is 75% of the market value

Advantages of applying for PNBHFL home loan through Home Loan Bangalore

Home Loan Bangalore provides home loan through PNB Housing Finance.

• Our team of experts has in depth knowledge of home loan and is well versed with the various features and benefits of the home loan provided by PNBHFL. So our customers are well informed about the various schemes and get advisory services so that they can choose the best deals.
• Our website Home Loan Bangalore.com provides updated information regarding interest and other fees charged by major banks. So the loan seekers can compare the rates and choose the cheapest loan option.
• Our team at Home Loan Bangalore.com takes care of the documentation process for our clients and provides services at their door step. So our customers are relieved of the major paper work.

Eligibility for PNB Housing Finance home loan bangalore

For PNBHFL the loan applicant should be a salaried employee, self employed professional or a self employed non professional

For Salaried individual the applicant should not be not be more than 60 years and not more than 65 years for self employed professional/non professional

Documents required to process PNB Housing Fiance home loan bangalore - Salaried

• Duly filled application form with photograph
• Age proof
• Residence Proof
• Education Qualifications latest degree
• Latest salary for last 3 months
• Form 16 for last 2 years
• Last 6 months Bank Statement

Documents required to process PNB Housing Fiance home loan bangalore - Self Employed

• Duly filled application form with photograph
• Age proof
• Residence Proof
• Education Qualifications- latest degree for self employed professional
• Certificate and proof of business existence with business profile
• Last 3 years Income Tax returns with Profit & Loss and Balance Sheet audited by a CA
• Last 12 months Bank Account Statements